3line’s PCIDSS compliant payment infrastructure is reliable, secure, and scalable for processing and switching electronic transactions across diverse institutions and environments; delivering superior customer experience at multiple payment channels within our network and other third party networks and applications. Our robust global standard infrastructure has been designed with local flexibilities to give you divergent services as required by your dynamic business requirements – settlement with utmost integrity, infallible customised reporting, and seamless reconciliation. The dynamism of our payment infrastructure further allows you to implement you ideas seamlessly no matter how unorthodox, complex or unpopular they may be. In addition, it costs you less to process with us as we save you capital investment in infrastructure; we can provide all you need as a service.

An array of business considerations now favours partnerships and integration of platforms as against investing in many separate systems to drive businesses. At 3line, we have forged foreign and local partnerships, expertise of which we bring to bear in facilitating interoperability of systems in Nigeria. We provide integration services required to make your solutions & services available on other platforms and channels – POS terminals, ATM, mobile, kiosk, web. This translates to your customers’ access to you and your services through yoru channels and the ones deployed by other banks and organisations. We further provide you with management monitoring and reporting tools, transaction routing and switching across multiple systems, systems security services. Please talk to us today on 234-1-4549506 or send an email to clientengagement@3lineng.com

Today’s business is always evolving with new ideas and opportunities, and dynamic customer preferences. This is why we have developed a framework for developing bespoke solutions for the market. This framework makes it possible for us to birth your news ideas using technology, providing the requisite application and interaction programmes for delivery. Let us discuss your new business idea and we will work with you on how best to birth it with technology. You need not conform, you can standout or be a first mover with an uncommon edge. Please talk to us today on 234-1-4549506 or send an email to clientengagement@3lineng.com

One of the most active touch points in the e-payment industry is the ATM as it gives cardholders easy access to cash round the clock as well as other services like funds transfers, telephone recharge, bill payments, donations, and others. Yet, as active and profitable this business is, some institutions see it as too capital intensive and too difficult to manage, that they stay away from it. Well, much of that depends on who you have been talking to. At 3line, we make the ATM business easy to invest in with superior returns. We work with you from the feasibility studies stage, through ATM purchase, installation, configuration & setup, training, settlement & reconciliation, support and continuous management of the ATMs. Please talk to us today on 234-1-4549506 or send an email to clientengagement@3lineng.com

To be successful in using technology to power your business, you require adequate knowledge & skills in electronic business management. Our expert training services fill this gap for you. We have partnered local and foreign experts to deliver global standard training to individuals, organisations, institutions on the various aspects of e-business. Our training services have been adapted to suit your ways of learning, covering courses on the following: Chip & PIN – An understanding of the EMV technology that supports EMV cards; the different types of payment cards (Chip, Magstripe, NFC, hybrid, etc) and their unique features. You will also understand what card type best suits a project. Card Operations – Learn how to handle card requests, production, issuance as well as support. Transaction Processing – Understand the transaction flow across systems, interoperability of systems, transactions operations, processing systems architecture, with a bit of re-engineering to enhance service delivery. ATM Services Management – Understand end to end management of all the functions of a custodian as well as first level support responsibilities. Basic ATM management operations. Fraud & Risk Management – Understand how to handle fraudulent transactions, identify the risk areas, how to develop and implement processes that eliminate or manage fraud. Manage fraud reporting tools. IT Security – Identify the threats to the organisation and develop programmes that mitigate these threats. Business Side of E-Business – Learn how to develop ideas and implement and manage electronic solutions for business growth and profitability. Please talk to us today on 234-1-4549506 or send an email to clientengagement@3lineng.com