THESE TERMS AND CONDITIONS CONTAIN LEGAL OBLIGATIONS.
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING A 3LINE SITE.
Welcome to the Internet sites of 3Line Card Management Limited (“3Line”). These Terms and Conditions apply to the 3Line Internet site (“3Line Site"). By using the 3Line Site, or any of the products or services (collectively called the "Services") available on the 3Line Site, you agree, without limitation or qualification, to be bound by these terms and conditions and such other additional or alternative terms, conditions, rules and policies which are displayed or to which you may be directed in connection with the 3Line Site or Service, or as may be modified by 3Line from time to time in its sole discretion (collectively the "Terms and Conditions"). If you do not agree with these Terms and Conditions, you may not use the 3Line Site or any of the Services on the 3Line Site.
Please note that 3Line reserves the right, at our discretion, to change, modify, add, or remove portions of these Terms and Conditions at any time. Please check periodically for changes. Your continued use of the 3Line Site following the posting of any changes to these Terms and Conditions will mean you accept those changes.
REGISTRATION, ACCOUNTS AND PASSWORDS
Certain Services and related features made available on the 3Line Site may require registration or subscription. Should you choose to register or subscribe for any such Services or related feature, you agree to provide accurate and current information about yourself as required by the relevant registration or subscription process, and to promptly update such information as necessary to ensure that it is kept accurate and complete.
You agree to be responsible for:
(a) maintaining the confidentiality of any passwords or other account identifiers which you choose or are assigned as a result of any registration or subscription on the 3Line Site.
(b) All activities that occur under such password or account.
Further, you agree to notify 3Line of any unauthorized use of your password or account.
3Line shall not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with, your failure to comply with this Section.
RESTRICTIONS ON USE OF MATERIALS
All materials, information and content (collectively "Content") available on the 3Line Site, including the manner in which such Content is presented, and the Services are: Copyright 2012 3Line Limited, its affiliates and/or licensors. All rights reserved. Such Content is protected by Nigerian and worldwide copyright laws and treaty provisions. 3Line grants you a limited non-exclusive, non-transferable license to use and display on your computer or other electronic access device, the Content and Services for your own personal and non-commercial use only, provided that you do not modify the Content and that you maintain all copyright and other proprietary notices. Except as provided herein, you agree not to reproduce, make derivative works of, retransmit, distribute, sell, publish, communicate, broadcast or otherwise make available any of the Content obtained through the 3Line Site or any of the Services, including without limitation, by caching, framing or similar means, without the prior written consent of the respective copyright owners of such Content.
All products, brand and company names and logos used or mentioned on the 3Line Site or any of the Services may be the trademarks or registered trademarks of different owners. Any use of any trademarks appearing on the 3Line Site or any of the Services without the express written consent of the owner of the trademark is strictly prohibited.
In consideration of the availability, and your use, of the 3Line Site or any of the Services, you agree to comply with all applicable laws and these Terms and Conditions when using such 3Line Site or Service. You acknowledge that 3Line may investigate any violations of law and may cooperate with law enforcement authorities in prosecuting users in this regard. Additionally, you agree not to: Post, transmit, link to, or otherwise distribute any material, information or content constituting, advocating or encouraging conduct that would constitute a criminal offense or give rise to civil liability, or otherwise use the 3Line Site or any of the Services in a manner which is contrary to law or would serve to restrict or inhibit any other user from using or enjoying the 3Line Site, any of the Services, or the Internet; defame, abuse, stalk, harass, threaten or otherwise violate the legal rights of others, including without limitation, rights relating to privacy and publicity; post, transmit, link to, or otherwise distribute any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful material or information; post, transmit, link to, or otherwise distribute any information, material or content (including for greater certainty, software) which contains a virus, cancelbot, trojan horse, worm or other harmful or disruptive component.
RESPONSIBILITY FOR MINORS
In cases where you have authorized a minor to use the 3Line Site or any of the Services, you recognize that you are fully responsible for: (i) the online conduct of such minor; (ii) controlling the minor's access to and use of the 3Line Site or any of the Services; and (iii) the consequences of any misuse by the minor.
FORUMS AND CONTENT SUBMISSIONS
By uploading materials to any chat board or forum available on the 3Line Site (collectively "Forums") or otherwise submitting any materials to us through any other content generating or submitting Service on the 3Line Site, you automatically grant (or warrant that the owner of such materials expressly grants) 3Line a world-wide, perpetual, royalty-free, irrevocable and nonexclusive right and license to use, copy, adapt, transmit, communicate, publicly display and perform, distribute and create compilations and derivative works from such submitted materials, for the limited purposes of publishing and promoting such materials in connection with the Forum or other Service through which the materials were submitted or generated, and for all promotions thereof. Such license shall apply with respect to any form, media, or technology now known or later developed. In addition, you warrant that all "moral rights" in such materials have been waived.
When participating in a Forum, never assume that people are who they say they are, know what they say they know, or are affiliated with whom they say they are affiliated. 3Line cannot be responsible for the content or accuracy of any information, and will not be responsible for any reliance or decisions made based on such information. When using a Forum, you may not post, transmit, link to, or otherwise distribute any information, materials or content that do not generally pertain to the designated topic or theme of the particular Forum. Please note that 3Line reserves the right to refuse to post or to remove any information or materials, in whole or in part, that, in its sole discretion, are unacceptable, undesirable, or in violation of these Terms and Conditions.
DISCLAIMER YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
(A) THE 3LINE SITE AND ANY OF THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS AND THAT 3LINE MAKES NO WARRANTIES, REPRESENTATIONS OR CONDITIONS (as used in this section "WARRANTIES") OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT AND THAT ANY SUCH WARRANTIES ARE HEREBY EXPRESSLY DISCLAIMED.
(B) 3LINE SPECIFICALLY MAKES NO WARRANTIES THAT THE 3LINE SITE OR ANY OF THE SERVICES, INCLUDING ANY CONTENT, INFORMATION, PRODUCT OR SERVICE OBTAINED FROM OR THROUGH THE USE OF THE 3LINE OR ANY OF THE SERVICES, WILL BE PROVIDED ON AN UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE BASIS OR THAT SUCH SERVICES OR THE RESULTS DERIVED THEREFROM WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS.
PROFESSIONAL INFORMATION DISCLAIMER.
The 3Line Site makes available certain information provided by third parties related to various fields (“the Information”), The Information should not be interpreted as a recommendation of any course of action. Use of the 3Line Site does not replace consultations with experts with knowledge relating to the Information. In addition, while the Information is frequently updated, this information changes rapidly and therefore, some of the Information may be out of date. You agree that all risk associated with the use of, or reliance on, the Information rests with you. You further agree that 3Line, including its suppliers, shall not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with your use of, or reliance on, the Information.
FINANCIAL INFORMATION DISCLAIMER
The Content (including any fact, view, opinion, recommendation, description of, or reference to, products or securities) made available by 3Line through the 3Line Site or any of the Services is: (a) for information purposes only; (b) not to be used or construed as an offer to sell, a solicitation of an offer to buy, or an endorsement, recommendation, or sponsorship of any entity or security by 3Line; and (c) not necessarily reflective of the views or policy of 3Line, including the publisher, contributors and staff of, and advertisers on, the 3Line Site. You acknowledge and agree that any request for information by you is unsolicited and shall neither constitute nor be construed as investment advice by 3Line. You should apply your own judgment in making any use of any Content, including, without limitation, the use of any information contained therein as the basis for any conclusions. You bear responsibility for your own investment research and decisions. PRIOR TO MAKING ANY INVESTMENT DECISION, IT IS STRONGLY RECOMMENDED THAT YOU SEEK OUTSIDE ADVICE FROM A QUALIFIED INVESTMENT ADVISOR. 3Line DOES NOT PROVIDE OR GUARANTEE ANY FINANCIAL, LEGAL, TAX, OR ACCOUNTING ADVICE OR ADVICE REGARDING THE SUITABILITY, PROFITABILITY, OR POTENTIAL VALUE OF ANY PARTICULAR INVESTMENT, SECURITY, OR INFORMATION SOURCE.
You acknowledge that 3Line or its affiliates may invest or otherwise hold interests in entities which may be referenced in any of the Services or Content accessible through the 3Line Site. The views and opinions expressed on the 3Line Site are not intended to constitute a description of securities bought, sold, or held on behalf of 3Line nor an indication by 3Line of any intention to buy, sell, or hold any security.
DISCLAIMER REGARDING SEARCH CONTENT
Any and all pictures, sounds, sound effects, sound recordings, musical works, performances, graphics, video, cinematic productions, audio-visual works and any other works (the "Multimedia Content") located through the 3Line Site's search services are protected by copyright and/or other intellectual property laws. 3Line does not have the right to authorize you to reproduce, distribute, publicly display, publicly perform, communicate or create derivative works from any files containing such Multimedia Content. Where search results link to sites outside the 3Line Site, all of the Multimedia Content contained on such sites is owned and served by entities other than 3Line. 3Line provides you with the URL or address of the Multimedia Content; this information may be used to determine the server of the Multimedia Content. If you intend to make use of any Multimedia Content accessed through the 3Line Site's search services for commercial or noncommercial purposes, we strongly suggest that you contact the server and/or owner of the Multimedia Content for permission to use such Multimedia Content.
3Line reserves the right, in its sole discretion, to add to, remove, modify or otherwise change any part of these Terms and Conditions, in whole or in part, at any time. Please check these Terms and Conditions regularly for updates by checking the date of "Last Update" at the top of this document. If any change is not acceptable to you, you must discontinue your use of the 3Line Site and any of the Services immediately. Your continued use of the 3Line Site or any of the Services after any such changes are posted will constitute acceptance of those changes. Further, 3Line reserves the right to change, modify, suspend or discontinue any aspect of the 3Line Site, Services or Content from time to time without notice or liability and for any reason whatsoever.
DOWNLOADS AND SOFTWARE
Certain 3Line Sites allow you to download software applications or other forms of Content, including files, images and/or data incorporated therein (collectively, the "Software"). The Software is made available to you by 3Line or third parties subject to the terms and conditions made available to you during the software installation process. Additionally, you agree that the Software is licensed to you by 3Line or third parties for your personal and non-commercial use only provided that you do not modify the Software and that you maintain all copyright and other proprietary notices and that 3Line or the designated third parties retain full and complete title to the Software and all intellectual property rights therein. You may not redistribute, sell, de-compile, reverse engineer, disassemble, or otherwise reduce the Software to a human-readable form. You agree that it is your responsibility to review and evaluate the Software and the related terms and conditions, and that all risk associated with the use of, or reliance on, the Software rests with you. You further agree that 3Line, including its suppliers, shall not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with your use of, or reliance on, the Software, including the failure of the Software to meet your needs, standards, expectations or specifications.
CONTENT LINKED TO THE 3LINE SITE
Please exercise discretion while browsing the Internet. Please note that certain links on the 3Line Site may take you to other websites. 3Line provides these links only as a convenience and not as an endorsement by 3Line. These linked sites are not necessarily under the control of 3Line. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses and other destructive elements. 3Line is not responsible for the content of any such linked sites or any other web page which is not part of the 3Line Site and under 3Line’s control. Unless otherwise expressly provided, 3Line makes no representation or warranty regarding, and does not endorse, any linked site or the information, product or service appearing thereon. Accordingly, you agree that 3Line will not be responsible or liable in any way for the accuracy, relevancy, copyright compliance, legality, or decency of material contained in any site linked from the 3Line Site.
DEALINGS WITH THIRD PARTIES
You acknowledge and agree that your correspondence or business dealings with any third party, including any merchant or advertiser, found on, or through, the 3Line Site or any of the Services, including payment for and delivery of related goods and services, and all other terms, conditions, representations and warranties related to such dealings, are solely as between you and such third parties. 3Line assumes no responsibility whatsoever for any charge you or any user of your account incur when making purchases or other transactions in this manner. Further, the responsibility for ensuring compliance with all applicable laws in connection with any such transactions shall be yours alone. You agree that 3Line shall not be responsible or liable in any way for any loss or damage of any kind incurred as a result of, or in connection with, any such dealings or transactions.
SUBSCRIPTION/FEE BASED SERVICES
Certain of the Services made available on the 3Line Site may be offered by 3Line on a payment basis (a "Pay Service"). Pay Services may be offered by 3Line on a prepaid usage basis or on a periodic subscription ("Subscription") basis. Should you choose to purchase a Pay Service, you will be required to register as described above, and you will be assigned an account for such Pay Service (the "Pay Service Account") based on the information you provide as part of the registration process. You agree to pay all the fees applicable for such Pay Service you incur through your Pay Service Account, including any fees associated with the use of such Pay Service together with all applicable taxes (the "Fees").
Unless otherwise indicated on the relevant Pay Service description page (the "Pay Service Description"), the Fees for a Pay Service purchased through your Pay Service Account are chargeable immediately (and at the beginning of each renewal period for periodic Subscription Pay Services) to the credit card you designated for the particular Pay Service Account or through such other billing process as applicable. All Fees are non-refundable. 3Line reserves the right to change the amount of, or basis for determining, any Fee for a Pay Service, and to institute new Fees or terms at any time effective upon notice to you, which notice may for certainty include the posting of any such changes on the relevant pages related to the use of the Pay Service.
Please note that Subscription Pay Services renew automatically at the end of the relevant period as set out in the applicable Pay Service Description and Fees in respect of each such renewal shall be based on the then current rate for the particular Subscription Pay Service. You may terminate your subscription at any time, which termination will only be effective at the end of your subscription period.
By registering for a Pay Service, you warrant that: (a) you are of the age of majority in the jurisdiction in which you reside, (b) all information you submit is true and correct (including without limitation all credit card information), and (c) you are the cardholder of the credit card you designated for your Pay Service Account.
In consideration of the availability, and your use, of a Pay Service, you acknowledge and agree: (a) to these Terms and Conditions, including without limitation the disclaimers, limitation of liability and provisions related to prohibited conduct set out herein as well as any terms and conditions which may be set out in the relevant Pay Service Description, (b) that you are solely responsible for all acts or omissions that occur through your Pay Service Account, (c) that the Pay Service is for your personal, non-commercial use and you agree not to resell, distribute, transfer, share or otherwise use any Pay Service, including any coupons or credits related to same for any commercial purposes whatsoever, (d) that 3Line reserves the right to specify an expiry date for the use of any coupons or credits purchased in connection with any Pay Service, and (e) that 3Line reserves the right to suspend or terminate your Pay Service Account and your use of a Pay Service at any time, including without limitation, where 3Line has determined, in its sole discretion, that your use of the Pay Service is, or was, in breach of these Terms and Conditions. Any such termination by 3Line shall be in addition to and without prejudice to such rights and remedies as may be available to 3Line, including injunction and other equitable remedies. Your ability to use the Pay Service is also subject to any limits established by 3Line or by your credit card issuer. If Fees cannot be charged to your credit card or your charge is returned for any reason, including charge back, 3Line reserves the right to either suspend or terminate your Pay Service Account and your access to the Pay Service.
You agree to defend, indemnify and hold harmless each of 3Line, its affiliates and licensors and each of their respective officers, directors, employees and agents, including all third parties mentioned on the 3Line Site, from and against any and all claims, actions or demands, including without limitation reasonable legal and accounting fees, resulting from or related to: (a) your breach of any of these Terms and Conditions; (b) your access to or use of the 3Line Site, Services or Content; or (c) your use or reliance on, or publication, communication or distribution of anything on or from the 3Line Site or through any of the Services. You shall use your best efforts to cooperate with us in the defense of any claim. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.
LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT IN NO EVENT SHALL 3LINE, INCLUDING ITS AFFILIATES AND LICENSORS, BE LIABLE FOR ANY DAMAGE WHATSOEVER, INCLUDING ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGE, AND ANY DAMAGE FOR LOSS OF PROFITS, SAVINGS, GOODWILL OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER 3LINE HAD BEEN ADVISED OF OR COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGE, ARISING OUT OF OR IN CONNECTION WITH: (A) THE USE, INABILITY TO USE OR PERFORMANCE OF ANY OF THE SERVICES OF A 3LINE SITE, OR
(B) ANY UNAUTHORIZED ACCESS TO OR MODIFICATION TO ANY OF YOUR CONTENT OR TRANSMISSIONS, OR
(C) ANY OTHER MATTER RELATING TO A 3LINE SITE OR ANY OF THE SERVICES.
You expressly acknowledge that 3Line has entered into this agreement, and has and will make the 3Line Site, Content and Services available to you in reliance upon the limitations and exclusions of liability and the disclaimers set forth herein, and that same form an essential basis of the bargain between you and 3Line. You expressly agree that the limitations and exclusions of liability and the disclaimers set forth herein will survive, and continue to apply in the case of, a fundamental breach or breaches, the failure of essential purpose of contract, the failure of any exclusive remedy or termination of this agreement.
GOVERNING LAW/JURISDICTIONAL ISSUES
The 3Line Site and Services are controlled, operated and administered by 3Line from its offices in Nigeria. If you access the 3Line Site from outside Nigeria, you are responsible for compliance with all applicable laws. You may not export any of the Content accessible through the3Line Site in violation of applicable export laws and regulations. These Terms and Conditions shall be interpreted, construed and governed by the laws in force in Nigeria, without reference to conflict of law principles. Subject to the Arbitration and Actions paragraph below, each party hereby agrees to submit to the jurisdiction of the courts of Nigeria and to waive any objections based upon venue.
ARBITRATION AND ACTIONS
Any controversy, claim or dispute arising out of or relating to these Terms and Conditions, your use of the 3Line Site or Service or the relationship which results from these Terms and Conditions, including without limitation, the performance, breach, enforcement, existence or validity of the matters provided for in these Terms and Conditions which cannot be amicably resolved, even if only one of the parties declares that there is a difference (collectively, a "Claim"), will be referred to and finally settled (to the exclusion of the courts) by private and confidential binding arbitration before a single arbitrator held in Lagos, Nigeria and governed by the Nigerian law pursuant to the Arbitration and Concilliation Act, Laws of the Federation of Nigeria, Cap. 19 1990, as amended, replaced or re-enacted from time to time. The arbitrator shall be a person who is legally trained and who has experience in the information technology field in Nigeria and is independent of either party. Any such Claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim, controversy or dispute of any other party. You agree to waive any right you may have to commence or participate in any class action against us related to any Claim and, where applicable, you also agree to opt out of any class proceedings against us. Notwithstanding the foregoing, we reserve the right to pursue the protection of intellectual property rights and confidential information through injunctive or other equitable relief through the courts.
You acknowledge and agree that 3Line, in its sole and absolute discretion, may, without notice to you, suspend or terminate your account or your use of, or access to, the 3Line Site or any of the Services, and remove and discard any information or content related to the 3Line Site or any of the Services (and your use thereof), for any reason, including where 3Line believes that you have violated any of these Terms and Conditions. You further agree that 3Line shall not be liable to you or to any other person as a result of any such suspension or termination. If you are dissatisfied with the 3Line Site or any of the Services or with any terms, conditions, rules, policies, guidelines, or practices of 3Line in operating the 3Line Site or any of the Services, your sole and exclusive remedy is to discontinue using the 3Line Site or any of the Services.
This agreement is personal to you, and you may not assign your rights or obligations to anyone. These Terms and Conditions constitute the entire agreement between 3Line and you pertaining to your use of the 3Line Site, Services and Content and supersedes any prior agreement between you and 3Line with respect to the subject matter hereof. 3Line’s failure to insist upon or enforce strict performance of any right or provision of these Terms and Conditions shall not constitute or be construed as a waiver of any right or provision. If any of the provisions (or parts thereof) contained in these Terms and Conditions are determined to be void, invalid or otherwise unenforceable by a court of competent jurisdiction, such determination shall not affect the remaining provisions (or parts thereof) contained herein. No changes to these Terms and Conditions shall be made except by a revised posting on this page or except as otherwise expressly contemplated herein. The parties have required that these Terms and Conditions and all documents relating thereto be drawn up in English.FEESPlease note that we cahrge monthly Card Management Fees on all our Gift Cards and Prepaid Cards.
Copyright 2012 3Line Limited. All Rights Reserved.